:root{--burg:#701C26;--burgh:#5A161E;--gray:#808082;--d1:#111827;--d2:#1F2937;--d3:#374151;--bg:#F9FAFB;--alt:#F3F4F6;--bd:#E5E7EB;--font:'Inter',system-ui,Arial,sans-serif}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--d1);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--burg);text-decoration:none}
img,svg{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.wrap.narrow{max-width:860px}
h1{font-size:clamp(30px,5vw,52px);font-weight:800;line-height:1.1;letter-spacing:-.02em}
h2{font-size:clamp(24px,3.2vw,34px);font-weight:700;letter-spacing:-.01em;margin-bottom:6px}
h3{font-size:19px;font-weight:600}
p{margin:0 0 14px}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--burg);margin-bottom:8px}
.eyebrow.on-dark{color:#e7b3ba}
.btn{display:inline-block;padding:13px 24px;border-radius:6px;font-weight:600;font-size:15px;border:1px solid transparent;cursor:pointer;transition:.15s}
.btn-primary{background:var(--burg);color:#fff}.btn-primary:hover{background:var(--burgh)}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.btn-outline:hover{border-color:#fff}
/* top bar */
.topbar{background:var(--burg);color:#f0d9dd;font-size:12.5px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:40px}
.topbar .sep{opacity:.5;margin:0 8px}
.tb-right{display:flex;align-items:center;gap:14px}
.tb-phone{color:#fff;font-weight:700}
.tb-badge{border:1px solid rgba(255,255,255,.5);border-radius:3px;padding:5px 10px;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:#fff}
/* nav */
.nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--bd)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.logo{display:flex;align-items:center}
.menu ul{list-style:none;display:flex;align-items:center;gap:2px}
.menu a{color:var(--d2);font-size:15px;font-weight:500;padding:10px 12px;border-radius:6px;display:block}
.menu>ul>li>a:hover{background:var(--bg);color:var(--d1)}
.chev{font-size:10px;color:var(--gray)}
.has-drop{position:relative}
.drop{position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--bd);border-radius:8px;box-shadow:0 10px 30px rgba(17,24,39,.12);min-width:230px;padding:8px;display:none}
.has-drop:hover .drop{display:block}
.drop a{font-size:14px;padding:8px 12px;color:var(--d2)}
.drop a:hover{background:var(--bg);color:var(--burg)}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.burger span{width:24px;height:2px;background:var(--d1);display:block}
.quote-btn{padding:10px 18px}
/* hero (interior) */
.hero-int{background:linear-gradient(120deg,var(--d1),var(--d2));color:#fff;padding:70px 0}
.hero-int .sub{font-size:18px;color:#cbd2dc;max-width:680px;margin:14px 0 22px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
/* sections */
.sec{padding:56px 0}
.sec-alt{background:var(--bg)}
.sec h2{margin-bottom:12px}
.ticks{list-style:none;margin:16px 0}
.ticks li{position:relative;padding:8px 0 8px 28px;border-top:1px solid var(--bd)}
.ticks li:first-child{border-top:none}
.ticks li:before{content:"✓";position:absolute;left:0;top:8px;color:var(--burg);font-weight:800}
.steps{margin:16px 0 16px 22px}
.steps li{padding:6px 0}
.sec .btn{margin-top:10px}
.faq{border-bottom:1px solid var(--bd);padding:16px 0}
.faq summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between}
.faq summary::-webkit-details-marker{display:none}
.faq p{margin-top:10px;color:var(--d2)}
/* cta band */
.cta-band{background:var(--d1);color:#fff;text-align:center;padding:60px 0}
.cta-band h2{color:#fff}.cta-band p{color:#cbd2dc;max-width:560px;margin:12px auto 22px}
.cta-band .btn{margin:5px}
/* home extras */
.home-hero{position:relative;background:linear-gradient(120deg,#0d1420,#1F2937);color:#fff;padding:96px 0}
.pills{display:flex;flex-wrap:wrap;gap:9px;margin:20px 0}
.pill{border:1px solid rgba(255,255,255,.28);border-radius:999px;padding:7px 15px;font-size:13px;color:#e5e7eb}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--bd);border-radius:10px;padding:24px}
.card .kl{color:var(--burg);font-weight:700;font-size:12px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px}
.statbar{background:var(--burg);color:#fff;padding:40px 0}
.stats{display:flex;flex-wrap:wrap;gap:30px;justify-content:space-between}
.stat .n{font-size:42px;font-weight:800}.stat .l{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#f0d9dd}
.pillar{display:flex;gap:14px;padding:18px 0;border-top:1px solid var(--d3)}
.pillar .num{color:#e7b3ba;font-weight:800;font-size:22px;min-width:34px}
.logos{display:flex;flex-wrap:wrap;gap:14px 34px;color:var(--gray);font-weight:700;font-size:13px;letter-spacing:.04em;margin-top:20px}
/* footer */
.footer{background:var(--d1);color:#9aa4b2;font-size:14px;padding:52px 0 24px}
.fcols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr 1fr;gap:26px}
.footer h4{color:#fff;font-size:12px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px}
.footer a{color:#9aa4b2;display:block;padding:3px 0}.footer a:hover{color:#fff}
.footer .flogo svg{height:30px;margin-bottom:10px}
.legal{border-top:1px solid var(--d3);margin-top:30px;padding-top:16px;font-size:12px;color:var(--gray)}
.legal a{color:var(--gray);display:inline}
/* responsive */
@media(max-width:980px){
 .burger{display:flex}
 .menu{position:fixed;inset:106px 0 auto 0;background:#fff;border-bottom:1px solid var(--bd);max-height:calc(100vh - 106px);overflow:auto;display:none;padding:10px 0}
 body.nav-open .menu{display:block}
 .menu ul{flex-direction:column;align-items:stretch;gap:0}
 .menu>ul>li>a{border-radius:0;border-bottom:1px solid var(--bg)}
 .drop{position:static;display:block;box-shadow:none;border:none;border-radius:0;padding:0 0 8px 16px}
 .has-drop:hover .drop{display:block}
 .quote-btn{display:none}
 .fcols{grid-template-columns:1fr 1fr}
 .g3{grid-template-columns:1fr}
 .stats{gap:20px}
}
@media(max-width:560px){.fcols{grid-template-columns:1fr}.topbar .tb-left span:not(:first-child),.topbar .sep{display:none}}
/* home-new fidelity */
.marquee{background:var(--burg);color:#f0d9dd;padding:12px 0;font-size:13px;letter-spacing:.06em;font-weight:600;text-align:center}
.marquee span{margin:0 18px;display:inline-block}
.quotecard{background:var(--burg);color:#fff;text-align:center;padding:34px 0}
.quotecard p{font-size:22px;font-weight:600;font-style:italic;max-width:820px;margin:0 auto 6px}
.quotecard small{color:#f0d9dd;letter-spacing:.08em;text-transform:uppercase;font-size:11px}
.protect{background:var(--bg);padding:64px 0}
.pillars-light .pillar{border-top:1px solid var(--bd)}
.pillars-light .pillar .num{color:var(--gray)}
.corridor-ends{display:flex;gap:26px;flex-wrap:wrap;margin:18px 0 6px;color:#cbd2dc;font-size:14px}
.corridor-ends b{color:#fff;display:block}
.qform{max-width:620px;margin-top:18px}
.qform .frow{display:flex;gap:12px;margin-bottom:12px}
.qform input,.qform select{width:100%;padding:12px;border:1px solid var(--bd);border-radius:6px;font:inherit;margin-bottom:12px}
.qform .frow input{margin-bottom:0}
.qform .fnote{font-size:12px;color:var(--gray);margin-top:8px}
@media(max-width:560px){.qform .frow{flex-direction:column;gap:12px}}
.fbrand p{max-width:260px}
.fsocial{margin:12px 0}.fsocial a{display:inline;margin-right:14px;font-size:13px}
.fbadges{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.fbadges span{border:1px solid var(--d3);border-radius:4px;padding:4px 9px;font-size:11px;color:#cbd2dc}
.legal{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.legal-links a{display:inline}
.rgrid{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.rcard{background:#fff;border:1px solid var(--bd);border-radius:8px;padding:11px 15px;font-weight:600;font-size:14px;color:var(--burg)}
.rcard:hover{border-color:var(--burg);background:#fff}
.imgph{background:repeating-linear-gradient(45deg,#eef0f3,#eef0f3 10px,#e7eaee 10px,#e7eaee 20px);border:1px dashed #c7ccd3;border-radius:8px;min-height:150px;display:flex;align-items:center;justify-content:center;text-align:center;color:#8b93a0;font-size:12px;padding:12px;margin-bottom:14px}
.imgph-wide{min-height:220px}
.imgph-thumb{min-height:110px;margin-bottom:12px}